Spend More Time Shopping, and Less Time Worrying About Financing Your Lease or Loan in Sherman

At Bob Utter Lincoln, we know that haggling over prices, fighting with banks in Sherman, and balancing your budget isn't exactly the most fun part of buying a new or used car. But unless you're a savvy saver in McKinney, Bonham, Gainesville TX or Denison TX, you probably won't be able to pay for a vehicle out of pocket, and you will need to explore your financing options. Will you lease or buy? Will you choose the fully-loaded premium option or opt for an affordable base model? New car or used car? Compact or midsize? All of these options play a big part in your final decision.

Fortunately, our team of professionals is here to help. Highly-trained in the art of financing--with a firm belief that all drivers deserve a safe and reliable vehicle--we're experts in the world of auto loans and car leasing. We can walk you through the process of choosing a lease vs loan, selecting a finance term that works for your plans, and getting the best possible financing rates. Less stress and hassle for you--and a lot more time to spend shopping and comparing cars!

Apply for Financing Online, and Save Time at the Dealership

You live a busy lifestyle, and we know how important it is to use your time as efficiently as possible. With our online finance application, we make it easier than ever to save time at the dealership, by getting pre-approval for a lease or loan from the comfort of home or your office. All we'll need is some basic information and a few hours to look over your details--a member of our team will then contact you with a quote for what you can afford. Worried about your credit? Contact Bob Utter Lincoln to ask about pre-qualifying for financing before you submit a formal application. And find out how trading in your car can help!

Fill out the form here to contact us or begin your finance application.

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Receive Personalized Support Applying For Financing at Bob Utter Lincoln

At Bob Utter Lincoln, we know that discussing vehicle pricing, balancing budgets, and exploring available finance options are the lackluster parts of your shopping experience. Thankfully, we're proud to help drivers explore solutions in a relaxing and informative environment where you can ask questions and receive pertinent information to increase your confidence when shopping for a luxurious vehicle.

Whether you're planning to purchase or lease your next new or pre-owned vehicle, Bob Utter Lincoln will be here to provide peace of mind when selecting a finance term that works for you. Our experienced finance professionals have seen it all and know the ins and outs of automotive financing near Bonham, TX. Contact a member of our Finance Center to receive additional information, or pre-qualify for financing today!

Utilize Our Tools and Resources

One of the benefits of shopping with Bob Utter Lincoln is our ability to provide you with tools that simplify the vehicle purchase process near Denison, TX. We're proud to help drivers by providing access to items such as our monthly payment calculator, allowing shoppers to calculate estimated payments without providing personal data. This tool is handy if you're considering various luxury car loan terms or curious about how various options and accessories may influence your monthly expenses.

Another useful tool we recommend to drivers is our vehicle trade-in form. If you're considering purchasing a new or pre-owned vehicle, trading in your current car, truck, or SUV can help you leverage additional funds toward a downpayment. Alternatively, you can choose to cash out and utilize the money toward automotive upkeep or other expenditures during your adventures near Gainesville, TX.

Explore Our Finance Specials

We know you live a busy life and that efficiently using your time and money is a priority. At Bob Utter Lincoln, we encourage shoppers to explore our finance specials to help them breeze through the dealership experience when purchasing a Lincoln vehicle they love near McKinney, TX. These specials rotate throughout the year, highlighting attractive incentives on our most popular models.

Estimate Credit and Explore Your Options

Not sure if your credit score will impact your ability to purchase the vehicle of your dreams? Consider utilizing our credit estimator tool to discover your credit score from a trusted credit reporting agency. Contact Bob Utter Lincoln to learn more about the resources we offer or to schedule an appointment today with one of our finance experts in Sherman, TX!


Bob Utter Lincoln

2525 Texoma Parkway
Directions Sherman, TX 75090

  • Sales: 903-813-5048
  • Service: 903-893-8300
  • Parts: 903-892-5967


  • Monday 8:30AM - 6:00PM
  • Tuesday 8:30AM - 6:00PM
  • Wednesday 8:30AM - 6:00PM
  • Thursday 8:30AM - 6:00PM
  • Friday 8:30AM - 6:00PM
  • Saturday 8:30AM - 5:00PM
  • Sunday Closed